2026 UPDATE: We are reviewing guidance against current IRS publications, forms, and collection standards.

All collections

Guided collection

I cannot pay the full balance

Compare payment, hardship, and settlement procedures using the same financial concepts.

Designed for: Taxpayers evaluating resolution paths

  1. 1

    Understand

    Learn Reasonable Collection Potential

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  2. 2

    Compare

    Compare settlement and payment plans

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  3. 3

    Calculate

    Estimate offer eligibility

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  4. 4

    Verify

    Review hardship status

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